Aaj ke door mein, agar aap Saudi Arabia mein reh rahe hain aur kisi zarurat ya business ke liye qarz (loan) chahte hain, to Alkhidmat Foundation ap k liye best option hi. Is website mein hum aapko bataenge ke Saudi Arabia mein loan kaise lein, aur kis tarah aap Alkhidmat Foundation Pakistan se bhi online loan apply kar sakte hain, even if you are outside from Pakistan.
Alkhidmat Foundation un logon ko bhi loan dy rhi hai jo Saudi Arabia mein job kar rahe hain, lekin unki family Pakistan mein hai aur unhe wahan qarz ki zarurat hai.
Saudi Arabia Mein Loan Kaise Milta Hai?
Saudi Arabia mein loan lena possible hai, lekin thoda mushkil bhi ho sakta hai agar aap expat (non-Saudi) hain. Yahaan kuch options hain:
Bank Loans (Saudis & Expats ke liye)
- Banks jaise: Al Rajhi Bank, Riyad Bank, NCB, Bank Aljazira
- Loan Types: Personal loan, car loan, credit card finance
- Sharayit: Stable income, employer NOC, Iqama valid ho
- Documents: Iqama, Salary certificate, Bank statements
Company Loan / Advance
- Kai Saudi companies apne workers ko salary advance ya loan deti hain.
- Employer ke HR department se request ki ja sakti hai.
Microfinance Apps in KSA
- Apps jaise Tamam, Aseel, Emkan short-term finance offer karti hain.
- Ye mostly salary-based loans hain, aur app ke through instant apply hota hai.
Agar aap Pakistani hain aur loan chahte hain – Best Option Kya Hai?
Agar aap Saudi Arabia mein hain aur aapko loan chahiye Pakistan mein apni family, business, ya education ke liye, to sabse asan aur reliable tareeqa hai:
Alkhidmat Foundation ka Qarza-e-Hasna Program
Alkhidmat ek Pakistan ki registered NGO hai jo interest-free loans provide karti hai. Achhi baat ye hai ke aap online loan bhi apply kar sakte hain, even if you are from outside Pakistan.
Alkhidmat Foundation Se Loan Kaise Lein?
Loan Ka Naam:
Mawakhat Program – Qarza-e-Hasna (Interest-Free Loan)
Loan Amount Kitna Mil Sakta Hai?
| Purpose | Loan Range |
|---|---|
| Business | PKR 50,000 – 500,000 |
| Education | PKR 10,000 – 200,000 |
| Health/Emergency | PKR 10,000 – 100,000 |
| Wedding/Home Help | PKR 50,000 – 300,000 |
Loan Ki Duration:
- 6 months se 3 saal tak ka repayment period
- No interest at all (0% markup).
Agar aap Saudi Arabia mein reh rahe hain aur apni family ke liye interest-free loan lena chahte hain, to aap ke liye Alkhidmat Foundation ka Qarza-e-Hasna program ek behtareen option hai. Ye loan scheme un Pakistani families ke liye hai jo zarurat mand hain aur wedding, education, business, ya housing ke liye financial help chahte hain — without any interest or hidden charges.
Saudi Arabia Mein Loan Kaise Lein
Alkhidmat Foundation Pakistan ek registered, trusted, aur Islamic model par kaam karne wali NGO hai. Iska Mawakhat (Brotherhood) Loan Program un logon ke liye hai jo ghar ka kharcha chalane, chhoti business shuru karne, ya shadi/education ke liye support chahte hain — lekin sood (interest) nahi dena chahte.
Aap Saudi Arabia mein reh kar bhi ye loan apni family ke liye apply karwa sakte hain — online ya call ke zariye.
Saudi Arabia mein loan kaise lein interest rate
| 🔍 Loan Type | ✅ Available For | 💰 Amount Range (PKR) | 💯 Interest Rate |
|---|---|---|---|
| Business Loan | Small business startup | 50,000 – 500,000 | 0% |
| Wedding Loan | Shadi ke kharch | 30,000 – 300,000 | 0% |
| Education Loan | School/college fees | 20,000 – 200,000 | 0% |
| Housing Loan | Ghar ki repair ya naya | 100,000 – 500,000+ | 0% |
Saudi Arabia mein loan kaise lein calculator
Aap neeche diya gaya example use karke asaani se apni monthly installment aur repayment duration ka andaza laga sakte hain.
✅ Example: Loan Calculator (Interest-Free)
| 📌 Loan Amount (PKR) | 🔁 Repayment Term | 💸 Monthly Installment |
|---|---|---|
| 100,000 | 12 Months | 8,334 PKR |
| 200,000 | 24 Months | 8,334 PKR |
| 300,000 | 36 Months | 8,334 PKR |
📝 Note: Installment amount = Loan Amount ÷ Months
📌 No markup, interest, penalty, or hidden fee.
Saudi Arabia Mein Reh Kar Alkhidmat Loan Apply Karna
4.1 Step-by-Step Process:
- Website Par Visit Karein:
https://alkhidmatloan.com - Loan Page Open Karein:
Mawakhat Loan section ya “Donate/Apply” tab mein loan form milega - Form Fill Karein:
- Apna naam
- CNIC number
- Address (Pakistan ka)
- Family income details
- Loan purpose likhein
- Reference ya guarantee person ka detail
- Documents Upload:
- CNIC
- Khandan ka proof of income
- Loan requirement letter
- Online Submit Kar Dein:
Aapka application nearest Alkhidmat regional office ko chala jata hai. - Verification Call / Home Visit:
Family se contact kiya jata hai Pakistan mein confirmation ke liye. - Loan Approval within 2-4 Weeks
Benefits of Alkhidmat Loan for Overseas Pakistanis
- 💸 Interest-Free (Shariah Compliant)
- 👨👩👧 Family Ko Direct Help Pakistan Mein
- 🧾 No bank interest ya late fee
- 🌍 Online apply facility from Saudi Arabia or anywhere
- 🤝 Trustworthy NGO with 100% transparency.
📞 Alkhidmat Foundation Loan Contact Details
| Contact Type | Details |
|---|---|
| 📍 Website | www.alkhidmatloan.com |
| info@alkhidmatloan.com | |
| 📞 Phone (UAN) | +92 347-263-0723 |
| 📞 Alternate WhatsApp | 0347-2630723 |
| 🏢 Office | All Major Cities, Pakistan |
Saudi Me Online Loan Lene Ka Tarika
Aapko apna Iqama, salary certificate, aur bank statement ready rakhna hoga. Phir aap kisi Islamic finance app (jaise Emkan, Quara, Aseel) ya trusted NGO jaise Alkhidmat Foundation ke zariye online loan ke liye apply kar sakte hain. Saudi banks ya apps salary transfer ke zariye loan provide karte hain — interest ya profit rate ke sath.
Agar aap Saudi Arabia mein rehte hain aur kisi zarurat ya project ke liye loan lena chahte hain, to aapko traditional banking ke chakkar mein padne ki zarurat nahi. Ab kai online loan apps aur NGOs aapko ghar baithe loan lene ki sahulat deti hain.
Apne Documents Ready Karein
- Valid Iqama (residency ID)
- Salary slip or job letter
- Last 3-6 months ka bank statement
- Registered Saudi mobile number
Loan Amount Aur Term Select Karein
- Minimum: SAR 1,000
- Maximum: Up to SAR 100,000
- Repayment Term: 3 – 60 months
After review, if your loan approved funds will be transer in your Saudi bank account or in Pakistani bank account within 24 to 72 hours.
Saudi me online loan lena aaj kal simple process ban chuka hai — sirf documents ready hon aur aapka bank account active ho. Lekin agar aap interest-free solution chahte hain jo halal aur trusted ho, to Alkhidmat Foundation se loan lena Pakistan mein aapke ghar walon ke liye sabse behtareen raasta hai
FAQs
Q1. Kya main Saudi mein rehte hue Alkhidmat ka loan le sakta hoon?
🟢 Aap ki family Pakistan mein ho to aap unke liye apply kar sakte hain.
Q2. Kya koi bank statement chahiye?
🔵 Nahi, zaruratmand families ke liye simple income proof chalta hai.
Q3. Guarantee zaroori hai?
🟡 Haan, aik local Pakistani reference chahiye hota hai.
Q4. Repayment kahan hoti hai?
🔴 Repayment Pakistan mein Alkhidmat office ya EasyPaisa se hoti hai.
Agar aap Saudi Arabia mein reh kar apne ghar walon ke liye ya kisi zarurat ke liye loan lena chahte hain, to Alkhidmat Foundation ka Qarza-e-Hasna Program ek safe, halal aur asaan tareeqa hai.
Aap sirf online apply kar ke Pakistan mein apne ghar walon ko support de sakte hain bina kisi interest ya bank system ke.
Yeh ek moqam hai jahan overseas Pakistani bhi apne logon ke liye imaan-daari aur transparency ke sath madad kar sakte hain.