Akhuwat & Alkhidmat Foundation Loan in Saudi Arabia
Living and working in Saudi Arabia as a Pakistani can be challenging, especially when financial support is needed. Whether it’s for education, a small business, healthcare, or housing, obtaining help without incurring high interest rates is a dream for many. That’s where the Akhuwat Foundation and Alkhidmat Foundation step in. Both organizations offer interest-free loans (Qarz-e-Hasna) and now make it possible for Pakistanis in Saudi Arabia to apply online through family, reference, or official partners.
What is the Akhuwat Foundation?
Akhuwat Foundation is a Pakistan-based non-profit organization that provides interest-free microfinance to help underprivileged individuals start small businesses, support education, afford healthcare, or purchase or build homes. Their model is based on Islamic values of brotherhood, trust, and social responsibility. Founded in 2001, Akhuwat has disbursed billions of rupees in loans and now supports millions of families across Pakistan—and indirectly supports overseas Pakistanis, too.
Can Pakistanis in Saudi Arabia Apply for Akhuwat or Alkhidmat Loan?
Yes, even if you live in Saudi Arabia, you can apply for an Akhuwat or Alkhidmat loan online. While loans are distributed inside Pakistan, overseas Pakistanis can apply on behalf of family members or ask relatives to apply using their reference and income support. Both foundations support this through their transparent systems, making it easy to:
- Help your parents or spouse in Pakistan
- Sponsor a small business for a relative
- Support educational expenses of siblings
- Fund home renovation or healthcare needs
Akhuwat Foundation Loan in Saudi Arabia
Business Loan
Loan Amount:
SAR 1,300 – 91,000
Duration:
Up to 10 Years
Installments:
SAR 758/month
Features:
✔ 0% Interest
✔ For New/Existing Businesses
✔ High Limits
Student Loan
Loan Amount:
SAR 1,300 – 13,000
Duration:
Up to 10 Years
Installments:
SAR 109/month
Features:
✔ Covers Fees
✔ No Markup
✔ Repay After Studies
Wedding Loan
Loan Amount:
SAR 1,300 – 13,000
Duration:
Up to 10 Years
Installments:
SAR 109/month
Features:
✔ For Daughters/Women
✔ Easy Terms
✔ No Interest
Housing Loan
Loan Amount:
SAR 1,300 – 91,000
Duration:
Up to 10 Years
Installments:
SAR 758/month
Features:
✔ Build / Expand Home
✔ 0% Interest
✔ Long Tenure
Emergency Loan
Loan Amount:
SAR 1,300 – 6,500
Duration:
Up to 10 Years
Installments:
SAR 54/month
Features:
✔ Medical or Crisis Help
✔ Fast Approval
✔ No Markup
Akhuwat & Alkhidmat Foundation Loan in Saudi Arabia Requirements
To apply for a loan from Akhuwat or Alkhidmat Foundation while in Saudi Arabia, your nominee (family or reference in Pakistan) must meet the following criteria:
- Be a Pakistani national with a valid CNIC
- Have a verified mobile number and address in Pakistan
- Not be involved in any loan default case
- Must demonstrate a purpose for the loan (business, education, etc.)
- Be supported by a guarantor or reference (you can be that reference from Saudi Arabia)
- Provide basic documentation, such as a CNIC copy
- Utility bill copy
- Two passport-size photographs
- Written application stating loan purpose
How to Apply for Akhuwat or Alkhidmat Foundation Loan in Saudi Arabia
Here is a step-by-step process to apply for a loan while living in Saudi Arabia:
- Visit the official application support website: https://loaninakhuwat.online
- Choose your loan type: business, education, wedding, housing, etc.
- Fill out the online application form on behalf of your nominee.
- Upload required documents (your CNIC, nominee’s CNIC, utility bill, photo).
- Submit the application and wait for the verification call.
- If approved, your nominee will be invited to the nearest office in Pakistan.
- The loan is disbursed via cheque or bank transfer.
Note: Always confirm application via verified platforms to avoid fraud. Both foundations warn against third-party agents.
Akhuwat & Alkhidmat Foundation Loan in Saudi Arabia – Online Apply Process
Thanks to digital systems and support portals, applying online is easy, even from outside Pakistan. Through https://loaninakhuwat.online, you can:
- Submit a new loan request
- Track the status of an ongoing application
- Upload or update documents
- Connect with customer support for assistance
This platform is designed for fast responses and is especially useful for overseas Pakistanis who wish to help their loved ones.
Akhuwat & Alkhidmat Foundation Loan Interest Rate for Saudi-Based Applicants
Both Akhuwat and Alkhidmat Foundations are based on 100% interest-free lending (Qarz-e-Hasna). Whether the loan is processed via a nominee in Pakistan or through your reference from Saudi Arabia, there are the following:
- No markup
- No interest charges
- No hidden processing fees
You only repay the exact amount you borrow. For example:
- Loan of PKR 50,000 = Repay PKR 50,000 in easy monthly installments
This makes these loans completely Shariah-compliant and suitable for people seeking ethical finance solutions.
Akhuwat & Alkhidmat Foundation Loan Contact Number for Saudi Arabia
To apply or get support from Saudi Arabia, you or your family in Pakistan can contact the teams through the following channels:
- Akhuwat Support Site: https://loaninakhuwat.online
- WhatsApp / Call: 0347-2630723 (International: +92-347-2630723)
For Alkhidmat Foundation, use:
- Official Site: https://alkhidmatloan.com
- WhatsApp / Contact Support: Available on their website
You can always avoid third-party agents or unknown websites claiming to represent these foundations.
Akhuwat & Alkhidmat Loan Calculator – Estimate Your Monthly Payments
The repayment is flexible and based on your capacity. While there is no official calculator app, here’s a sample estimate:
| Loan Amount | Tenure | Estimated Monthly Installment |
|---|---|---|
| PKR 50,000 | 12 months | PKR 4,167 |
| PKR 100,000 | 12 months | PKR 8,334 |
| PKR 500,000 | 24 months | PKR 20,834 |
| PKR 1,000,000 | 36 months | PKR 27,778 |
These amounts are approximate and may vary slightly based on your case and agreement.
Who is Eligible for Akhuwat & Alkhidmat Foundation Loan in Saudi Arabia?
You are eligible if:
- You are a Pakistani working in Saudi Arabia
- You want to support someone back home (family or nominee)
- Your nominee in Pakistan meets the basic eligibility (see above)
- You can submit the required documents and references
- You apply through trusted channels like loaninakhuwat.online
Types of Loans Available for Overseas Pakistanis
Here are the types of loans that can be applied through reference while living in Saudi Arabia:
- Business Loan – For small shops, stalls, services
- Education Loan – For school, college, and university fees
- Wedding Loan – For marriage expenses of a family member
- Housing Loan – For home renovation or construction
- Health Loan – For surgery, medicine, or emergency care
Each loan type has specific documentation, but all are interest-free.
Benefits of Applying from Saudi Arabia (Even While Abroad)
- 💸 Support your family without sending full amounts
- 📱 Apply online from anywhere
- 📄 Upload documents digitally
- 🤝 Keep full transparency and track application
- 📏 Interest-free repayment
Even if you are far from home, you can still be there for your family when they need help.
FAQs on Loans from Saudi Arabia
Q: Can I get the loan transferred to my Saudi account?
A: No, both foundations disburse loans only inside Pakistan.
Q: Can I apply for more than one loan?
A: Only one active loan per family is allowed at a time.
Q: Is this process free?
A: Yes, applying is 100% free. Never pay any agent.
Q: How long does approval take?
A: Normally 7 to 14 working days after verification.
Apply with Dignity, Repay with Ease
Akhuwat and Alkhidmat Foundations continue to serve millions of Pakistanis—including those who live abroad and care for their families. If you are living in Saudi Arabia and want to support someone back home without paying interest or dealing with banks, then these two foundations are your best options.
✅ Safe, Islamic, and interest-free
✅ Online apply system for your ease
✅ Trusted platform: loaninakhuwat.online
✅ Helpline: +92 347 2630723
Take the step today. Help your family live with dignity. Apply now for an Akhuwat or Alkhidmat Foundation Loan online.